Credit Reputation is important in Good Times and Tough Times

In this current economy your good name and credit reputation is important as Creditors have tightened their guidelines. Mortgage lenders, auto finance companies, credit card issuers and banks have all raised the bar. Borrowers with a poor credit history can expect to be denied or to pay significantly higher interest rates than those with an excellent credit history.

Letter to the Tourism Industry

Our growth markets have changed, as have the expectation from international visitors, especially regarding levels of service and experience. If we want to maximise the benefits from the Asian markets, just meeting expectations will not suffice. The actions we undertake now will determine the future growth and success of these markets.