Managing Your Money Successfully with Debt Consolidation

Managing your money successfully is not hard but discipline is required. Focusing on the things you need instead of the things you want is part of this discipline. A need is something that you have to have and a want is something you would like to have. If you purchase too many ‘want’ items you may end up over extending yourself with credit cards, hire purchase and other loans.

Simon Hall from Auckland wins the $5,000 ‘Debt Breaker of the Year Award’ by slashing his mortgage by over 7.5 percent

Simon Hall, an engineer from Auckland, recently won the $5,000 “Debt Breaker of the Year” Award presented by Barry Kloogh, one of New Zealand’s leading authorities on wealth management. Kloogh is also the creator of the popular DebtBreaker System, an at-home software program designed to help people get out of debt and boost savings.

Debt Reduction Software Helps People Get Out Of Debt

A dynamic, new, software-based, money management program designed to show people how to pay off a mortgage faster, get out of debt and save money for retirement was recently released to the public by Barry Kloogh, one of New Zealand’s leading authorities on personal and organizational wealth management.

Credit Reputation is important in Good Times and Tough Times

In this current economy your good name and credit reputation is important as Creditors have tightened their guidelines. Mortgage lenders, auto finance companies, credit card issuers and banks have all raised the bar. Borrowers with a poor credit history can expect to be denied or to pay significantly higher interest rates than those with an excellent credit history.